Funding your new PHSP.The best way to fund your family and arms-length employee claims is by "Pre-Authorized Debit" (PAD) from your business bank account. (The Pre-Authorized Debit Agreement form is on this website, and only needs to be signed once. It can be cancelled at any time by you.) "PAD" facilitates the handling of privacy concerns about confidential medical information because claims are submitted directly to us without being viewed by anyone in your organization, and also minimizes the administrative load on your office staff. You probably alread use "PAD" to pay your monthly utility bills.
If all else fails, you can pay for your health expense claim (or other DRA invoice) with your business credit card. Note: We take payment by credit card as a convenience to our planholders. However, due to the fee charged to us by your credit card company, we have to pass on this extra expense to you. As you know, we only charge a 5% administration fee on each claim, so you can see how losing 3% on each claim makes our business model unworkable. Therefore we charge a 3% surcharge (for an effective administrative fee on each claim of 8%) plus $0.30 processing fee on all credit card transactions - other than paying your initial Registration Fee. Please make sure this surcharge is calculated and entered on your claim form. We did not decide this lightly as we pride ourselves in keeping our 5% administration fee the lowest in Canada, but this is the only way we can continue to do that if you pay by credit card. Once you have completed sending the proper forms or documents to us, proceed below to pay by credit card. By clicking on the "Pay Now" link you accept our payment terms.
Note: We cannot process claims without receipts or receipts without a signed claim form.